So far, Michigan legislators have not approached the idea of doing away with the no-fault insurance system in Michigan.

But, they are setting out to reform it, on the idea that premiums are too high and many - especially in Wayne County - let it lapse because they cannot afford it, causing a bigger problem for the rest of the motorists on the road.

Rep. Dr. John Bizon (R-Battle Creek) and Rep. Dave Maturen (R-Brady Township) have also expressed caution about potential reforms, though Bizon is among a bipartisan group advocating for a House proposal. The group claims the proposal would bring down rates 20-30 percent.

Another proposal suggested by Detroit Mayor Mike Duggan would offer bare bones, basic auto coverage as an option, but Rep. Jon Hoadley (D-Kalamazoo) expresses concern over the potential shortcomings of such coverage. Click the player above to hear him explain.

 

BONUS VIDEO - Mark Fisk Discusses Reforming Michigan's Auto Insurance System | Richard Piet Show